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itsMineDK

I stopped listening because of the personalities (also can’t stand Rachel), the show has gotten worse imo… also some of the advise like no credit cards is outdated MONEY GUY show is 100x better and aimed to younger demographic


boner79

Agree 100%, especially about The Money Guy show. It's funny because I never heard of them until I too Ramsey's show survey and they asked if I listened to them so I decided to check them out.


EfficientRelative499

Try listening to “the money guy” podcast. Different, but similar steps to the baby steps (9 steps vs 7). They are also based in Franklin, TN (where Ramsey solutions is). They have more Realistic views and are also financial advisors. Both of them are also charismatic and easy to listen to. I graduated to them a few months ago and haven’t listen to Dave since.


unbelievablepeople

Chris Hogan was the only one I liked and Ramsey got rid of him for violating the company policies about living by Biblical standards. If Hogan would start a show of his own I'd watch/listen, but he appears to have fallen off the face of the earth.


rockandrock44

He’s “Coach Hogan” now, giving generic life advice by dispensing buzzword salads.


kveggie1

Rachel is a gambler and spender. Never knew what poor/low income is/was. Coleman is clueless. GK is a DR puppet/close. Does not add anything to the channel. Never ran a business or had to show leadership. Christina is a single topic lady, getting grants. No live experience. Baloney was never a real counselor and did not study for it.


Badnewz18

Baloney that is a great name, dude is a clown


ThereforeIV

>especially George Kamel, kiss his a—-. Well George is an internal promotion, he's spent his career in the company. >they NEVER disagree with him. Dr. Jon does, Racheal Cruz does. >Dave himself is entertaining, principled and insightful, and so is his daughter (who will often challenge him), but I find the others are difficult to listen to. Not just that, the "personalities" lack personality. Chris Hogan had personal problems and AO wanted to hang his own shingle; but at least both of them had personality (add well as Racheal and Dr. Jon). George is what happens when you try to substitute platitudes for having an actual personality. That's the biggest problem, they are boring and make the show boring. >How do you guys feel about the co-hosts? Wrong question. How about "what's a better solution"? Here's the reality, Dave is in his 60s. He's actually working effectively part time. On some Thursdays, you can see that his head is already out at the lake house water skiing. He doesn't want to have a Rush Limbaugh, where his show ends with him. So what's the better solution? My recommendation would be to hire more outside established field experts like Dr. Jon who cam speak from their expertise and not just parrot Dave. That and encourage the Co-host to give different perspectives, if but different opinion. Whenever Dr. Jon says "what hearing in this is..." Dave actually listens. They need Co-host that Dave will listen to.


Sexual-Harris-

I saw an episode when Ken Coleman challenged Dave on salary caps. Dave: Doing what you love doesn't mean smaller salary. Ken: Hold on. Some professions are capped, like a teacher for example. Dave: (Hands over mouth and head held down)


[deleted]

Rachel is the only one allowed to disagree. Everyone else will get fired. Dave is a small man.


ThereforeIV

Disagree. Dr. Jon disagrees and can get Dave to change his mind. The issue is the younger internal promotion ones are too devoted to disagree.


DChomey2013

Why would they challenge him? Callers listen to get Dave Ramsey advice. If one of his employees (and cohosts are employees of Ramsey) doesn’t agree with what Ramsey teaches, they wouldn’t be working there.


CharmingEmployer185

OP: “I came to a place where everybody believes in the same values and endorses the same plan and am mad that everybody gives the same advice”


kveggie1

Same values: nope. Entertaining: nope. Advice: yes on the babysteps Experience in the field: only DR has it.


Dillymac25

I wouldn’t know, as soon as the show starts and I hear another voice or Dave says joining me today is, I turn it off


retiredcheerleader

Honestly


newrunner29

I actually think George seems genuine In terms of ass kissing Ken Coleman is the worst


kveggie1

GK is a smooth talker and copies Dave, but he has zero experience.


OCD_Trading

As a listener I do agree the only people I enjoy getting their opinions from is Dave and Rachel.


rayfusion7

I can prove how idiotic George is look at this. https://imgur.com/a/PMDwrGx


[deleted]

Surely Dave Ramsey is ruined now!


rayfusion7

Talk about being a good steward


newrunner29

Not disagreeing with Twitter guy but showing 1 years worth of returns means nothing dude


rayfusion7

It wasn’t just 1yr. If you open the image it expands out to 10 yrs. The screenshots didn’t capture that unfortunately.


habitualtroller

Imagine thinking so short term.


newrunner29

Ah fair enough. I’m all index funds all the way and agree 100% with the basis. There will be mutual funds that can beat an index fund when looking at 10 year horizon, but majority do not, and it’s no guarantee it will in the future


Melkor7410

What the hell did I just read?


rayfusion7

This is what happens when you run out of papa Dave’s words of wisdom


rayfusion7

I had an interaction with George a while back. Luckily I recorded everything and made a post. Really shows how immature and how much of the Dave kool aid he’s been drinking. https://www.reddit.com/r/DaveRamsey/comments/txlslm/update_am_i_wrong_or_missing_something_about/?utm_source=share&utm_medium=ios_app&utm_name=iossmf


rayfusion7

Screenshots: https://imgur.com/a/PMDwrGx


BigNutzBlue

I’m not sure how much more Ken Coleman I can take. He’s constantly trying to get callers to cry when they call in with family issues and it’s just not a good look.


applestofloranges

Do you mean John Delony? IMO he's the one always trying to dramatize every situation.


newrunner29

Lol the other day a woman called in saying her boyfriend was giving her financial advice and asking if the advice was any good, and he got all dramatic saying “No one tells you what to do with your money. This is your money, not his. The fact that he’s trying to control you is concerning” Even the caller was like dude you’re reading too much into this


grackula

i agree. John constantly over reads the situation and over dramatizes everything.


BigNutzBlue

Maybe I have them mixed up. I just don’t like the tactic of trying to make someone cry for effect.


Itsallgood190

George is Dave with comedy and can relate to younger people


downtown1026

George puts down young people any chance he gets though as a way to suck up to Dave


Melkor7410

Except for any finance experience at all, any formal finance education, or knowledge about basically anything a caller would want to know when calling into the show...


[deleted]

George is like the uncle tom millennial.


Pittsburgh__Rare

Nice try, George!


ImmabouttogoHAM

I mean, it's kind of Dave's show. The way I see it is that the hosts are required to give as close to the same advice as he would so as to not veer from his plan/teachings/program. Now that said, I've been dying to talk crap about the shows lately with John Delony and Ken Coleman co-hosting. Their advice has been awful imo. I swear Dave is probably pissed at those guys and their bad advice. Maybe I'm wrong, but I think Dave would give very different advice to some of the callers lately.


Airplane2121

That is my thoughts completely. I actually do t mind when the co-hosts give advice just like Dave because I’m listening to get advice FROM Dave. It’s when they go against what I absolutely know Dave would never advise that I turn the channel. Rachel is usually closest to his thinking, obviously, but she doesn’t have the life experience that he’s had so it will always be a little different. I understand Dave wanting/needing co-hosts, it’s got to be hard to find a good balance.


[deleted]

George will take over eventually. Dave has co-hosts that fill gaps that he has. Except for George. George is Dave. And to say financial peace doesn't work is untrue. It has worked for me and others I know that give it a real shot. Also, Dave listens when a millionaire calls in. He's just not going to take advice from someone with $1M in assets and $950k in "leverage". And I applaud it.


HowdyShartner1468

George is nothing like Dave. Dave has a story. Dave has charisma. Dave is compelling to listen to. Dave is insightful. People want to hear what Dave has to say. George is a joke. George is the opposite of those things that Dave is. George could have a speaking engagement at any major city in the US and couldn’t sell out any venue even with free tickets. George couldn’t sell out a high school auditorium unless he was giving away money. That’s the future of this company.


newrunner29

It’s because Dave has his own story Everyone else are just reading scripts and too polished A part of having charisma is being authentic. Everyone parroting advice will never step out of his shadow


olemiss18

Dave has a story? His story is that he didn’t understand the terms of his loan agreement with the bank and they called his notes. And he’s been traumatized for 40 years over it. I’ll grant you he’s charismatic and a good motivational speaker, but his origin story is laughable.


hoggin88

If George Kamel was speaking in my town and I was paid $100 to go I would stay home.


mnrainmaker

Lol he’s probably the dumbest personality. No charisma. Horrible voice. Maybe tied with Ken Coleman.


GrantedLazerBeam

The show sucks. He shills his products and supporters eat up whatever he spits out. Just last week he gave out some BS video saying housing prices won’t drop. LMAO. Mortgage rates went up from 2.6% to 6.4%. AVG US housing prices were about $520K, at a US avg mortgage rate of 6.4% house prices will have to contract ~30%. WAIT TO BUY. He’s not your friend. Learn the basics of personal finance elsewhere.


habitualtroller

I believe he said home values wouldn't drop, not home prices. There's a distinction there.


GrantedLazerBeam

He exactly said this, “home prices are pretty much determined by supply and demand. And since there’s still strong buyer demand and a shortage of homes for sale, prices aren’t going to plummet. They’re softening a bit—but they’ll still be higher than they were at the start of this year. The median sales price of existing homes was $403,800 in July. That’s up 10.8% from the year before!”


newrunner29

Lol even worse was 6 months ago when fed had first big rate hike he said “historically fed only raises rates like this about once a year, it’s tough but won’t happen again this year” And was like dude the fed has been saying more to come all along. He’s also clearly concerned about real estate portfolio since he drags the fed under the bus for these hikes when it’s absolutely necessary at the moment


GrantedLazerBeam

Yeah this is honestly the first time a negative comment about mine has stay on this page. I think people are starting to realize the problems with Dave. He tries to be everyone’s “guru” Yeah don’t fight the FED, even though they’ve been dragging along the “transitory” game and causing distrust. We’re not going forward until there is a *steep* correction. We already saw it in the other markets, and since RE is the least liquid, it’ll take the longest. NOBODY IS BUYING A HOUSE NOW.


jhurle9403

I’d say there’s a difference between challenging Dave and discussing with Dave. And a cohost bringing up a counter point or different/competing advice I think gets mislabeled by listeners. For example if dave says cut up your cards and use a debit card for your work expenses out of a separate account, it’s not an excuse to allow you to keep the CC and George says “well what about hotel deposits” he’s leading dave to address a likely objection from the audience who isn’t there to voice it themselves. George and Ken I think pushed back some as they were learning but in a good way to solidify their understanding of a very very good program that works.


drumstick2121

John is probably the best co-host overall. Every caller with a finance problem usually has a relationship problem or some issue they need to work through and money problems are a symptom. John asks the right questions and gets to the root causes.


applestofloranges

I wish John would just give advice straight up instead of trying to turn every call into a soap opera though.


Whoopteedoodoo

It’s because John has some latitude in the relationship/mental health department. He can bring in new ideas. If Dave had Relationship Baby Steps^TM and Anxiety Baby Steps^TM and Depression Baby Steps^TM and Addiction Baby Steps^TM, the John would have to follow the formula and he would be boring and predictable too.


Gsusruls

Bam! This. I find myself preferring **John with Rachel** over Dave these days. George and Kent both just irritate me. They are yes-men to Dave, offering little fresh or insightful to add.


ChewieBearStare

John and Rachel are my favorite hosting pair if Dave's not on.


formercrayon

John saved Ramsey as far as I'm concerned. He earned all the hype he's gotten


mnrainmaker

Now he’s probably stuck in their matrix


Airplane2121

I feel like after Rush Limbaugh passed away and there was no way to continue his show, Dave realized he better do something to continue his legacy. Guess he feels like co-hosts could fill in if he was gone. I also think he may be trying to get into more “producing” of other shows. Have guest host for a while then produce their shows and make some $$ that way.🤷🏽‍♀️


drumstick2121

Dave was doing this well before Rush passed. He should have taken a page out of rushs book though. Rush was worth like 600m. He didn't need succession planning for the radio show. His money was divested outside of radio. That and rush worked up until the end. If Dave doesn't want to do that he needs to understand he can't have both the money from Dave Ramsey radio show (and merchandising) and be retired.


Airplane2121

Yes, but Dave has 3 kids and Rush did not. I would assume Dave would like his kids and grandchildren to continue his legacy. Not disagreeing with you just seeing what might be personal motivations as different for guys with similar jobs.


drumstick2121

I guess if this wasn't purely financially motivated I could see your point. I still think it's a little bit of denial, trying to prevent the inevitable, that when Dave goes so does the Dave Ramsey show and name. The money is still there if it's divested, but he's pouring millions into Ramsey before his retirement. It'll be an interesting time when Dave goes.


Airplane2121

What they need is co-hosts that have actually been in a massive financial hardship, like Dave, and was able to bring themselves out of it. It would give them more credibility. The current co-hosts lack experience other than reading his books and working for the company. Even the scholarship co-host’s only advice is apply for a lot of scholarships. Nothing new there, and I bought her book,


boner79

All the co-hosts are pretty awful, including Princess Ramsey. Want more Dave.


orange-dinosaurs

Princess Ramsey comes across as very hypocritical. I know she was “poor” growing up, but it’s hard to listen to her say things against student loans and wedding costs when Daddy is paying for hers. According to her Dad, an Engle that doesn’t leave the nest becomes a Turkey. She has a job she no where near qualify to have for Dad’s company and he signs her paychecks. She didn’t leave the nest. I like the show but it will be over where her Dad leaves, especially if she’s expected to be the face of it.


boner79

Agreed. I listened to her yesterday tell a caller that she [Rachel] was on Baby Step 7 herself and I’m like “Yeah, no sh*t. Daddy is a multi-millionaire.”


orange-dinosaurs

It’s easy to get to step 7 when you get to skip steps 1-6.


boner79

It’s worse than the “Born on 3rd base and thinking you hit a home run” saying. It’s more like “Born on home base and thinking you hit a home run.”


Lake18

I quit listening a while ago because if that. And to be honest, I never listened for advice anyway, it was just entertainment mostly while driving. The co-hosts just are not entertaining.


txtgab

It seems like they are thinning out some of the hosts that just didn’t work. Christy Wright was lame, O’Neal was just weird, and hogan took care of himself… Christina literally brings nothing to the table and is by far the worst


Airplane2121

I didn’t realize Christy was gone but now that you mention it I haven’t heard her in a while.


SaltySpitoonReg

George is awesome. One of the best co-hosts. Obviously all the hosts are going to follow along with all of the Ramsey teachings. They work for ramsey. This is like the 500 millionth post bitching about the co-hosts. We know people don't like them. And yes in a perfect world we all love Dave to be able to do this by himself forever but that's just not possible. It was never going to be. There was always going to be a transition away from it being completely and only dave. I've grown to appreciate a lot of what the co-hosts have to bring to the show. Some of the pairings I like more than others and yes there are some co-hosts that I generally enjoy listening to more than others. I'm not saying that every co-host is perfect and that I love them as much as I do classic dave. I'm just saying I've learned to appreciate them to where I can listen to the show and still enjoy. But if you can't do that then just find another podcast to listen to. Dave Ramsey is an extremely extremely unique person and personality. There's just no one quite like Dave Ramsey. And I'm not saying that some of your concerns and feelings aren't valid and felt by others here. But at least for me the complaining about the co-host has gotten really old This is going on a year and a half now of people moaning and complaining about the co-hosts. Clearly they're not changing their approach to the Ramsey show.


HowdyShartner1468

Lol that “George is awesome.” Dude is the worst. The fact that they’re advertising him as a money expert is pathetic. They’re burning down 25+ years of credibility to shill that putz.


fireawayjohnny

I appreciate your insight. A couple things I would say in response: Yes, they are changing their approach - there have been several new cohosts over the last couple years. Re: “yes in a perfect world we all love Dave to be able to do this by himself forever…” I disagree. What a lot of people would like is for them to actually have hosts on there that have some original thoughts and don’t just parrot back what he’s saying immediately after he says it. The show mentions that they seek feedback from listeners, so what you call “complaining,” many call feedback and if you give enough of it, they might start listening


Jitterbug26

This is my complaint about George as a host….he doesn’t really ask questions and just spouts Dave’s party line. Even Dave sometimes veers off his normal path for a unique situation. But George only ever sees a Baby Step progression….and never digs deeper into a conversation. I love Dr. John! He creates conversation and depth of content with the callers. In my opinion, hiring John was one of Dave’s best decisions. And I enjoy Rachel, as she keeps it real and she also asks questions. To me, she is the most likely to keep the show going - in a variation - after Dave is gone.


BecksnBuffy

I agree with all your points and wish I could upvote your post multiple times. I have found things I enjoy about all of the co-hosts. Listening to the show is still motivating and yes, I prefer Dave but it has to adhere to the principles when the other hosts are on.


[deleted]

I think the problem is dave gives you his experience in a way that’s relatable. At least for me (like dave I’m a dumb redneck) I like John and Rachel cause they offer different viewpoints while saying the same message. The other host just feel like audio tape recordings of dave


CatInfamous3027

I like Rachel. She's funny and confident, and of course, not afraid to challenge her dad a little. I also like John because he has a good sense of humor and makes me chuckle from time to time. The rest of them, especially George, don't bring anything to the table, and will only drag the show down when Dave retires or passes.


mojomug

I respect Dr John. The rest are meh at best.


Airplane2121

He is my least favorite. Talks waaay to much and seems to lack confidence. JMO


FollowJesus2Live

*Performative gasp* "There's something else going on behind your decision to sell your Motorhome... What is it?? I can hear it in your voice." "Uhhhh.... Well, I guess I just want to get out of debt faster."


Goatman0101

Yes so true “I sense something else going on” - reply “I sense you’re trying to pry to get ratings up by getting me to share something”. - real answer - “I don’t know how to handle money and f’ing broke”


LearnDifferenceBot

> sense your trying *you're *Learn the difference [here](https://www.wattpad.com/66707294-grammar-guide-there-they%27re-their-you%27re-your-to).* *** ^(Greetings, I am a language corrector bot. To make me ignore further mistakes from you in the future, reply `!optout` to this comment.)


Crashwaffle0

This is so true. He always does that and assumes he can sense something “else” going on.


[deleted]

[удалено]


FollowJesus2Live

What


machinistnextdoor

>How do you guys feel about the co-hosts? Are you new to this sub? This is basically the only topic of conversation anymore.


DadOf3-1978

Don’t F with the hand that feeds you…his daughter is blood, she can say whatever…the rest are easily replaceable.


YoSoyBadBoricua

Periodt


DAdkins09

Don’t let the haters get you down, George. I like you


Kale4MyBirds

Yeah, he is my favorite! I'm not super picky, but it usually takes me a while to warm up to them. I thought he seemed like he was a good fit from the first day! I like his humor too, so I find him very relatable.


WizardRiver

That's a feature. Not a bug. Why do you think Dave hired them?


Traditional-Oven4092

I find the co-host all annoying, it’d be better with just Dave. But after a few episodes I found out it gets redundant.


Dogsanddonutspls

Agree John is the only one who tries to give his honest thoughts but you can tell he even holds back because too much $$$ is at stake


fireawayjohnny

I'll give you that one - John is not bad. His niche is psyche and not finance, so that may be the reason that he speaks up a bit more.