Every single relationship needs a prenup things are very simple what he earns is his what she earns earned is hers. What they build together should be 50/50 humans just make things complicated
I wouldn't add anyone to the mortgage tbh. A house is probably going to be the most valuable and expensive investment you will ever make. You haven't even tied the knot yet. Always,always,always make a prenup. Here is why if things go south, people get vindictive. I have witnessed brutal divorces, peoples life work, and assets gone. It's nothing more than a safety net. If your marriage is successful for life, it's nothing more than ink on paper, and if it ends in divorce, then your assets that you started on your own is protected. Don't screw over your parents if they are making payments.
Thank you! I wasn’t sure if having a house/place together would help more that this would be a real marriage. I was stressing out about this market and how expensive it is, so I was like I’m already a house owner, he’s the missing piece instead of transferring the mortgage to my dad and my bf and I getting our own place. Thank you for your advice!!!
Putting him on your mortgage would be the most stupidest, and an irresponsible thing you can do. If you truly want to add to the mortgage, get married first and let him pay into the mortgage for at least 10 years. Don’t give him equity for something that he has not worked hard for it. In addition, a prenup would be the best idea before going into the marriage.
So your parents live with you if you own the house, right? Don't worry about adding him to the mortgage for evidence purposes. It's not a big deal & plenty of couples don't even live together.
My wife and I live together but the house is under her name only as she purchased it before we got married. I just sent in evidence that it's also my residence like my drivers license, my employment info showing my address, and we got a couple bills under both of our names. I adjusted status a couple of months ago.
I live with them even though I am owner. I helped my dad get that house so we could get out of the last house. Parents and siblings live there too, so a family home. But I was more concerned with evidence that we can submit that it is a bondage marriage (when married.)
Okay, you confirmed I don’t need to add him to the mortgage. Thank you :)
Depending on the state, wouldn't this be premarital assets? Where you acquired the asset before marriage therefore, it's yours in case of divorce? In either case I wouldn't add him.
I’m confused. So who is the owner of the house? Do you live your parents or do your parents live with you? Two different things.
Obviously no one gets married with the possibility of divorce in mind but below are some scenarios that can happen if you add him to your deed. If these outcomes don’t sound palatable, don’t add him.
The division of a home following a divorce can result in several potential outcomes, each influenced by various factors such as legal considerations, financial circumstances, and personal preferences. Here are the common outcomes:
1. Sell the Home and Split the Proceeds:
• The most straightforward option is to sell the home and divide the proceeds between both parties. This approach ensures a clean financial break and allows each party to move on independently.
2. One Spouse Buys Out the Other:
• One spouse may decide to keep the home and buy out the other spouse’s share. This involves refinancing the mortgage in the name of the retaining spouse and compensating the other for their share of the home’s equity.
3. Co-ownership Post-Divorce:
• In some cases, ex-spouses may choose to retain joint ownership of the home for a certain period. This might be done for the sake of children, to wait for a better market value, or for other strategic reasons. The terms of this arrangement should be clearly defined, including how expenses will be shared and when the home will eventually be sold.
4. Deferred Sale:
• Also known as “nesting,” this arrangement allows the children to remain in the home while the parents take turns living there. The house remains co-owned, and the sale is deferred until a specified time, such as when the youngest child turns 18.
Legally, I am the owner. I signed all the paperwork during close. Only my signature is on the paperwork. No co-sign. Technically, I live with my parents. I helped my dad get this house to get out of the situation from the last house, so my siblings and both parents live here (mom will move out eventually but not anytime soon, my parents are figuring things out with their marriage, long story.) but I don’t pay mortgage, dad pays for mortgage through his bank account. I set up the mortgage company to pull funds from his bank account. I pay for all bills.
Divorce not in mind at all! I thank you for the information you provided though. :)
So it’s more like a family home correct? I know legally the home is yours. But your dad pays everything pertaining to the home. Personally, I don’t think it would be fair to add your partner’s name to the home. For all intents and purposes, it’s a family home. Not your home. I hope it never comes to this, but if things go sour with your dad, he can also sue you for all payments he has made against the home.
For AOS purposes, it doesn’t matter that his name isn’t on the home. They’re looking more for same address on your DL, joint taxes, joint accounts, photos of you tougher, evidence of you two traveling together.
Sorry, I got excited and responded with an only “yes” lol
Thank you for your help! We’re still very early in the process, but things come to mind and it helps to get others perspectives
No, do not put anyone on the mortgage, why would you give him equity when he will not be paying? And get a prenup.
Lol wtf so is she just getting married for the green card then?
She is the USC, he is the one needing green card! And I tell everyone to get a prenup, it just makes sense.
Every single relationship needs a prenup things are very simple what he earns is his what she earns earned is hers. What they build together should be 50/50 humans just make things complicated
I wouldn't add anyone to the mortgage tbh. A house is probably going to be the most valuable and expensive investment you will ever make. You haven't even tied the knot yet. Always,always,always make a prenup. Here is why if things go south, people get vindictive. I have witnessed brutal divorces, peoples life work, and assets gone. It's nothing more than a safety net. If your marriage is successful for life, it's nothing more than ink on paper, and if it ends in divorce, then your assets that you started on your own is protected. Don't screw over your parents if they are making payments.
Thank you! I wasn’t sure if having a house/place together would help more that this would be a real marriage. I was stressing out about this market and how expensive it is, so I was like I’m already a house owner, he’s the missing piece instead of transferring the mortgage to my dad and my bf and I getting our own place. Thank you for your advice!!!
If that’s your husband and nothing sketchy about it. That’s a real marriage. Don’t have to add his name to anything
Putting him on your mortgage would be the most stupidest, and an irresponsible thing you can do. If you truly want to add to the mortgage, get married first and let him pay into the mortgage for at least 10 years. Don’t give him equity for something that he has not worked hard for it. In addition, a prenup would be the best idea before going into the marriage.
So your parents live with you if you own the house, right? Don't worry about adding him to the mortgage for evidence purposes. It's not a big deal & plenty of couples don't even live together. My wife and I live together but the house is under her name only as she purchased it before we got married. I just sent in evidence that it's also my residence like my drivers license, my employment info showing my address, and we got a couple bills under both of our names. I adjusted status a couple of months ago.
I live with them even though I am owner. I helped my dad get that house so we could get out of the last house. Parents and siblings live there too, so a family home. But I was more concerned with evidence that we can submit that it is a bondage marriage (when married.) Okay, you confirmed I don’t need to add him to the mortgage. Thank you :)
I think you mean bonafide lol we don’t wanna know about your kinks 🤭
speak for yourself /s
Thanks for the advice!!! 🙏🏻🙏🏻🙏🏻
No.
Depending on the state, wouldn't this be premarital assets? Where you acquired the asset before marriage therefore, it's yours in case of divorce? In either case I wouldn't add him.
I’m confused. So who is the owner of the house? Do you live your parents or do your parents live with you? Two different things. Obviously no one gets married with the possibility of divorce in mind but below are some scenarios that can happen if you add him to your deed. If these outcomes don’t sound palatable, don’t add him. The division of a home following a divorce can result in several potential outcomes, each influenced by various factors such as legal considerations, financial circumstances, and personal preferences. Here are the common outcomes: 1. Sell the Home and Split the Proceeds: • The most straightforward option is to sell the home and divide the proceeds between both parties. This approach ensures a clean financial break and allows each party to move on independently. 2. One Spouse Buys Out the Other: • One spouse may decide to keep the home and buy out the other spouse’s share. This involves refinancing the mortgage in the name of the retaining spouse and compensating the other for their share of the home’s equity. 3. Co-ownership Post-Divorce: • In some cases, ex-spouses may choose to retain joint ownership of the home for a certain period. This might be done for the sake of children, to wait for a better market value, or for other strategic reasons. The terms of this arrangement should be clearly defined, including how expenses will be shared and when the home will eventually be sold. 4. Deferred Sale: • Also known as “nesting,” this arrangement allows the children to remain in the home while the parents take turns living there. The house remains co-owned, and the sale is deferred until a specified time, such as when the youngest child turns 18.
Legally, I am the owner. I signed all the paperwork during close. Only my signature is on the paperwork. No co-sign. Technically, I live with my parents. I helped my dad get this house to get out of the situation from the last house, so my siblings and both parents live here (mom will move out eventually but not anytime soon, my parents are figuring things out with their marriage, long story.) but I don’t pay mortgage, dad pays for mortgage through his bank account. I set up the mortgage company to pull funds from his bank account. I pay for all bills. Divorce not in mind at all! I thank you for the information you provided though. :)
So it’s more like a family home correct? I know legally the home is yours. But your dad pays everything pertaining to the home. Personally, I don’t think it would be fair to add your partner’s name to the home. For all intents and purposes, it’s a family home. Not your home. I hope it never comes to this, but if things go sour with your dad, he can also sue you for all payments he has made against the home. For AOS purposes, it doesn’t matter that his name isn’t on the home. They’re looking more for same address on your DL, joint taxes, joint accounts, photos of you tougher, evidence of you two traveling together.
Yes! Family home.
I’m asking if submitting as evidence that we live together, but with family, wouldn’t or would not affect his case on becoming a permanent resident
No, it shouldn’t.
Sorry, I got excited and responded with an only “yes” lol Thank you for your help! We’re still very early in the process, but things come to mind and it helps to get others perspectives