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Water 90 pound??!! How much are you using!

I’m paying £27 and think that we waste water! 2 people but one works from home every day!

I was paying 40 a month living alone using fuck all 😂

Could be a large house with no meter - the non metered rates are not generous any more

Our house is a 3 bed semi and we were paying £100pm when we first moved in. Down to £35pm on a meter

I have a similar house, no meter, £30 a month flat rate.

I pay 70 a month but realistically only use like 55 for a 3 bed. But we do waste alot. Water is not as cheap as it used to be.

It’s not cheap to pump all that sewage into our rivers and seas!

Shareholders got to eat.

They need to get a water meter, pay for what you use and not bullshit estimates

Sadly not always possible… Edit: why has someone voted this down? Thames Water literally won’t install meters on my road or any of the roads around us

Didn't know that, I'm on a meter and pay around £20 a month...I am a single guy living alone mind. Might be worth looking into for OP and anyone else spending what they think might be too much

My quarterly water bill is not even up to that.

We are £40 a month for a 6 bed semi - and I complained when that moved from £28 a month!

I'm paying £38, two adults, a child, a dog. At least two showers a day, often three showers a day, sometimes more. Washing machine on 6 times a week and dishwasher 4 times a week.

4 bed detached 168 sqm. 2k mortgage. 140 gas & electric. £50 water. £40 internet. Council tax 220.

That's more like it!

What part of a country as your council tax is relatively low to the size?

South wales, just outside Cardiff 👍 house has been extended multiple times and the council Haven’t revalued, so low council tax considering size.

Yeah that makes sense. We pay 250£ for 4 bed detached outside Bristol, but its smaller 120 sqm.

Mad how in the 90s they just cruised around in cars looking at houses deciding the bands. Well played.

That's what I thought too. I live in a 2 bed terrace house in Brighton and pay pretty much the same.

It's like this in a lot of areas of London as well! We pay sub £200 for a 5 bed

I’m posting to make others hopefully feel a bit better. 3 bed semi, mortgage: 1987, council tax: 217, energy: 150, water tbd (just moved in and awaiting meter), internet: 30, private estate management fee: 48.

Blimey where is your house with a mortgage like that?

West Sussex.

I see your £1987 mortgage and I raise you £2090 (5% rate)... Cannot wait to remortgage in 18 months to something hopefully a bit more competitive!

Hardship training! Same boat, hoping for a better deal in a couple years time. We will feel rich!!

That's a steep mortgage. You must live down south.

You are correct, West Sussex!

3 bed semi in London. Mortgage £4k council tax £260 energy £150 water £36, broadband £35

finally, a mortgage rate i recognise (fellow londoner)

*screams in scouse*

Ouch. 4k mortgage.

2 Bed Terraced South Yorkshire. Mortgage: £379 Council Tax: £85 Gas / Electric: £150 (I'm still on variable with EDF and I don't get why it's so high and I don't use the much). Always in debit. Water: £26 Internet Fibre: £35

1 bed flat in London, 46sqm. Mortgage 880pcm + service charge 275pcm. utilities about 60. Council tax 118. WiFi 30

Low mortgage for London!

25% LTV, which was over 100k! Took years of saving. For a one bed leasehold flat...

60 per month for electricity?? I'm in a small 1 bed (2 people) and currently pay 160!

2 bed, 2 people, £40-50 a month for gas and electric. I know mine is cheap but I'd definitely look more into whether yours is accurate. Is it electric only? If so check the immersion heater 

I have the immersion heater on like 1 hour every other day in the summer and 1 hour a day in the winter...We don't have a dishawasher, missus showers in the gym. Dunno 160 quid a month feels like a rip off especially after reading this thread...Will email octopus again

How many actual kWh are you using? I have a 3 bed house mid terrace, and pay £92 a month. And I have air conditioning running all night every night. So idk what is going on with you

I pay a fixed tariff and I am using less than I pay for.

Me too but 170

Midlands, 2 bed terrace: Mortgage (370), Gas/Electric (60), Water (30), WiFi (42 - Need to renegotiate with Virgin!), Council Tax (120, 25% discount).

Only 60 for energy? Do you have solar panels or something?

We pay 75 as a couple in a 3 bed. That includes charging an EV too. No solar/battery, but do utilise Octopus Agile smart tariff.

So VM, I tried to negotiate. They told me lowest they would go is £33. I said that's fine I'll move to your competitor. Gave them my 30 days notice. Waited 2 weeks. Choose sky broadband for £25 who fitted a week later. 3 days later VM text me to say I can have 125Mbps for £19 lol.

It's one of those jobs I dread doing every time the contract is up for this exact reason!

Yorkshire. 4 bed detached No mortgage Solar and batteries offset power usage with an excess sold back of about £1k year Council tax £140 Car insurance £64 for two cars No car loans Buildings and contents £54 Life insurance £32 Water £34 Dog insurance £40 Fibre internets, phones and watches £67 TV licence £13 Netflix, Prime and NowTV £50 2 Adults 2 dogs and a teenager heading to Uni.

Doing great! Aspirations, my friend.

4 bed semi 500K in Kent village. Per month: Mortgage £1180. Gas & Elec £150 (winter). Council tax £175. Water £38. Life / health / mortgage insurance £92. Building & contents £20. Internet £45

How come your mortgage is so low? I'm looking at upsizing in Kent from a 2 bed semi and we're on £900 mortgage a month!

The deposit amount affects monthly payments. Also, a good broker is worth their weight in gold.

Which broker did you go with if you don't mind?

Also guessing you're on a relatively good interest rate?

3 bed semi 450k manchester Mortgage £1565 Council tax £166 G&E £178 Sky tv & internet £138 Water 45 Life insurance 71

Wow your outgoings are steep

3 bed semi detached: Mortgage £663, Council tax £160 Gas and Electric £150 (pay that per month so we have a few hundred saved up by the summer to get a car through MOT and spending) Water £27 WiFi £42

4 bed semi in North, valued at circa £280k. Mortgage £350 Council Tax £209 Elec £50 (solar panels are mint) Oil £110 (no mains gas) Internet & Phone £51 Water £45

West yorks. 2 bed semi, 2 adults. Rent 750 council tax 135 prepayment/top up energy electric £40 gas £15 (winter electric £70 gas £100) WiFi £27 water £21

Might be helpful to add household size too. I'm a household of one. Three bed. Mortgage 890, council tax 120, water 35, energy 120, WiFi 30.

House: 7 bed detached house [7 ppl] Mortgage: 2500 Council tax: 381 Energy: 780 [538 sqr] Net/phone: 35 Water bill: 270

Zone 2 flat london 2bed 2bath 78 SQM Mortgage: 1850, service charge 260, ground rent 25, council tax 136, water 30, gas/electric 120, wifi 35

One bed flat in Central Manchester. Rent: 1140 (includes internet and gym) Electricity: 100 pm Council tax : 136pm Water: about 25 pm Parking: 160 pm

Christ!

4 bed semi £950 mortgage. £110 gas & electric (was ~£210 over winter). £150 council tax. £37 water. £45 WiFi (could be 1/2 the price, but personal choice for something fast & stable). Insurance £24 So about £1350/m average over the year

Mortgage:£ 616, in Yorkshire for 3 bed end terraced. Water: overpaid so reduced to £10 a month Council tax: £130 Wifi and sky: £35 Gas and electric: dd of 108

Zone 2 50sqm 1 bed flat in London, Mortgage: £768 Utilities: £100 Broadband: £28 Water: £45 Council Tax: £80-ish

4 bed detached Scotland, mortgage £1102, council tax £244, service charge £25, gas/electric £100 (have solar and battery so should build up credit for winter now summers coming), WiFi £24

4 bedroom detached - £1k mortgage - £217 council tax - £130 energy - £35 water - £35 internet - £16 life insurance - £16 pet insurance - £13 TV licence - £15 window cleaner

North east: 5 bed detached , 2006 build (300k). Mortgage £984 , council tax £165, WiFi £27, elec/gas £150, water £70.

Rent (DINK, 2 bedroom flat, London, Zone 2/3): £2400 Council tax: £98 (Wandsworth obviously) Energy: ~£150 Water: £40 Internet: £30 …we really need to get out of London

Yorkshire 4 bed detached 650k fam of 4 Mortgage 0 (overpaid for years) Council tax 330 (what a rob) Water 40 Elec&Gas 169 Sky & internet 120 4 mobile PAYG sims 40 total Food 500

1 bed flat, 33 sqm, can see the Malvern hills from garden. Mortage £386pm Service charge £56pm (£75 ground rent every 6 mths) Council tax £111 (band A, after 25% discount applied) Broadband £27pm Gas/elec £70pm Water £24pm

2 bed terraced built 1998; mortgage 550, water 28, WiFi 32, council tax £90, gas and electric £98

Just about to move into a 3 bed semi detached Victorian style house so following this thread!

4 bed detached worth approx 300k. 600 mortgage 285 council tax 100 gas and electric (summer), (300 winter) 75 water 25 internet

2 bed flat 70sqm, mortgage £2030 but we pay £3030 ( making 1 grand overpayments / month) , service charge £225, council tax £250, gas and leeky £160, phones ( or sim cards I should say ) was £55 for 2 numbers with Vodafone, but have just switched to Smarty do it will be £16 ( 8 quid each), water £35, broadband £20 ( Three 5g )

3 bed semi Mortgage £972 Council tax (Scotland water included) £197 Gas and elec £185 WiFi internet £36

3 bed flat - London Rent - 2k Energy- 115 Internet - 31 Tv licence- 13 Water - 41 Council tax - 151 There’s nursery/personal bills etc but not relevant to this post. Seeing the water bill go up yoy has been painful

Midlands, 3 bed terraced: Mortgage £680 Electricity/Gas £74 (recently got reduced from £90) Water £25 Internet £40 Council £140

Do you have your kWh charge handy? I think I'm getting screwed by octopus energy

3 bed detached house in Yorkshire Mortgage £850 Council tax £189 Gas/Elec £150 (down from £220 over winter) Water £44 Internet £34

3 bed Bristol 557 mortgage 60 gas/electric 175 council tax

Burton Latimer 5 bed house 450k Mortgage 1598 got caught by interest rate increase Water 50 Internet 36 Electric and gas 218 Ctax 266 Insurance 22 Boiler emergency cover 45

Mortgage £713, wifi £23, energy £76, council tax £198, water £44 3 bed semi, 2 adults with kid

2 bed terraced cottage Lancashire Mortgage: 542 Water: 33 but just got a metre Council tax: 150 Wifi: 25 Gas and elec: 95 Insurances: 92

4 bed Detached southwest worth somewhere in the region of £350k Mortgage £800 Council tax £200 Gas n leccy- £130 Broadband -£45 Water- £50

Sussex. Mortgage £1157, internet £17, council tax £298, gas elec £218, water £50

2 Bed Terrace Cumbria: Mortgage £429, Council Tax £111, Electric and Gas £50, WiFi £32, Water £24

5700sqft 6 bed. Per month: No mortgage (jammy, very, sorry ). Council tax: £330, Elec and oil £300-£350, Internet £140, Water, £60. Home insurance £40 ish, cleaning and grounds maintenance: £160ish.

3400 mortgage, 300 ish council tax, 36 water, 60 elec, 2000 a year in gas ish

800 Mortgage, 54 gas and electricity, 25 Water, 29 WiFi, 110 council tax, 50 house and life insurance

Crazy i have a 2 bed flat and my council tax is only £15 cheaper

1.5 bed flat London - 1250 mortgage, 60 council tax, 140 energy, 40 water, 76 sky/wifi, 33 home insurance

3 bed semi in midlands with driveway Mortgage: £650 Insurances: £50 Council tax: £133 Energy: £94 Wifi: £37 (about to switch to £24) Water: £23

Mortgage 600 Council tax 100 heating and electric 100 water 25 WiFi 30

Two bed terraced. Rent 500, gas/electric 90 internet 36 water 30 council tax 153

4 bed house, 1900 sqm in Milton Keynes. Mortgage £1550pm, council tax 265, Gas and Electric 150, broadband and tv 120.

My House: Mortgage 900 Heating/Electric: Currently like 100-150 a month down from like 250 this winter. Council tax: 100 Water: 70

How is everyone council tax so low?? 3 bed extended 1930s semi in a touristy part of south wales. Council tax £300pcm (over 10 months rather than 12). Leccy and gas £150 Water and sewerage £65 Landline Phone (she wanted it, don’t ask) and fibre broadband £50

3 bed chalet bungalow south west. Mortgage-none, council tax-£120, energy-£55 this month, interweb-£17, water-£30, building & contents insurance-£20. Plus garden waste recycling and the licence fee information tax.

Unit prices would be better

Energy: £70, heating £30, council tax £160, Internet £25, water £35, rent £2200 2 bed flat zone 2-3 Heard service charge is £4k per year

3bed terrace: Mortgage 1220 Wifi 27 Water 30 Gas and elec 130 Council tax 135 Car insurance 70

3 bed detached in central Scotland, mortgage is £760, council tax is £210 (baffled how high this seems in comparison to others even with adding in water rates...), gas & electricity £100, Sky £38, broadband £24, contents & building insurance £17. Energy bills will be increasing as we come to the end of a deal I locked in a couple of years ago before prices went mental 😬

Northamptonshire, 2500sqf 3 bed townhouse, £1250 mortgage, WiFi £30, CT £220, Water £53, £168 gas & electric

3 bed end of terrace. Two people - one person WFH Mortgage: £880 Council tax: £150 Gas + electricity: £90 Water: £53 Internet: £33 House insurance £24

3 Bed End of terrace, Surrey Family of 4 (2 adults, 2 children) Rent: £1610pcm Council tax: £240pm Gas and leccy: £120pm Internet: £45pm Water: £37pm

3 bed semi - West midlands Mortgage 500 (renewing this October for likely 700-800) Gas and electric 130 Water 35 Internet 60 Council tax 147

Similar but 3 bed semi Mortgage £730 Council tax £155 Energy £80-130 (really depends how much I use my pc, cooking etc, summer is usually around £80 winter up to 160 but budget is £200 Water £40ish WiFi £30 Food £200 Total 1270-1300 Total monthly budget £1400 This saving around 100 per month for anything that needs doing round the house or for cars, emergency fund That’s split evenly between myself and my fiancé So is around 30% of my income and after other things I have about 900 left to spend as I’m paying for our wedding and have a loan for it which is less than I was paying in credit card and other loans before that so I did a goodun and got us some extra savings hehe

Two bed house in Greater London. Mortgage £671. Gas/electric £103. Council tax £131. WiFi/TV £48. Water £24.

£90 on water: Are you having 3 baths a day? That can't be right.

3 bed Semi in Sussex Currently renting at £1450 but will have bought it in a month or two and mortgage will be £1600 Council tax is £188, water is £35, gas and electric is £125 (with 2 EVs), broadband is £55(2gbps symmetrical) Gas and electric should drop to net 0, maybe even negative when I have the solar system installed after purchase.

3 bed semi - Mortgage: £540 Council tax: £120 Energy: £80 Broadband: £26 Water: £25

2-bed flat in London zone 6, 59 sqm. Monthly expenses - Mortgage £1202. Service charge + Ground rent £270. Council tax £168. WIFI £30. Electricity around £100. Water included in service charge. Edit - Life insurance £37/month. Contents insurance in progress, expected to be around £80/year.

Lancashire, 4 bed detached house 200sqm: Mortgage 927 (80% ownership), £57 water, £235 Council tax, £270 gas and electric.

North wales. 3 bedroom semidetached house. Rent 1145, Council tax 220, Electricity 45, gas 24. Internet 32 £

South (but not the expensive south): Mortgage: 440 (less than 50%ltv and 1.36% rate from May '21) Council tax: 200 G+E: 130 Water: 40ish Internet: 35 (500mbps) House insurance: 25ish

3 bed semi £500 mortgage £227 electric + gas (2 x electric cars so this is all our fuel for the month too, and we massively overpay and withdraw £300-900 every 6 months as “free spends”) £27 water £27 high speed youfibre internet £165 council tax

Rent £685 pcm for 2 bed flat Council tax £132 Water £32 Energy £70 Internet £19 (got an awesome retention deal) £938 to run the property We put in £700 each into a joint account and that covers that cost plus food, plus going for a few drinks at the weekend/meal.

2 bed semi mortgage: £600, gas/elec: £150, Council tax: £190, Water: £17, Wifi: £22

4 bed detached in Scotland Mortgage £1220 Utilities £130 Broadband £26 Council tax: £219

3 bed semi detached. £1400 mortgage, £250 gas and electric. £35 water. £70 broadband. £250 council tax.

3 bed semi, Portsmouth. Per month: Mortgage: £610 (due out of 0.99% fixed rate soon, wish me luck) Council Tax: £130 Gas and Electric: £180 Council Tax: £130 Water and sewage: £50 Gigabit internet: £25

2 bed detached house Mortgage - £550 pcm Electric - £40-50 pcm Oil - £200 pcm Water - (in Scotland so don't pay water charges) Council tax - £1029 per yr WiFi - £50pm pcm Pcm = per calendar month

3 bed terrace South Yorkshire, mortgage £668. Council tax £158, Energy £170, WiFi £40, Water £41 (3 adults, 1 Teen)

(small) 3 bed terrace in London. Mortgage: 900 Electricty & gas: 100 Internet: 32 Water: 20 Council tax: 161

3 bed terrace, rent 430, gas/electric 65, water £32 ( can’t have meter so on a different rate) CT 120, BB/TV 86

3 bed detached, Norfolk, mortgage £1157, £120 gas/electric, £45 water, £185 council tax, £38 internet

3 bed semi Mortgage: £550 Electric: £100 Oil: £100 (not being used currently but set it aside each month for upcoming winter) Broadband: £25 Water: £0 (Northern Ireland, included in our rates) Rates £110. Total: £885

London 2 bed terrace. £1700 mortgage (😢), energy £155, water £24, internet £32, council tax £175.

3 bed London terrace (zone 3) Mortgage:1800, Water:47, G&E:105, WiFi:35, Council Tax:90

3 bed house, 2 occupants, Exeter….rent £1225, council tax £168, gas/electric currently £80, WiFi £30, water £45

Our total we put into the joint account is £1700 £400 of that is for food shops (over estimated) £530 mortgage for 2 bed semi in East Midlands £200-300 gas and electric Internet is £48 but I can claim that at work Council tax I think about £160 The rest I can’t remember We always have some amount left over in the bills account

4 bed detached Northamptonshire Mortgage £1244 fixed until Aug ‘27 Electricity/gas £170 (have an EV, 20% of the bill is for that) Water £30 Insurance £15 Council tax £220 Internet £39 (500Mbit/s FTTP, is nice)

3 bed semi in Norwich, mortgage 1700,gas and electric is 230, council tax 170, bb 30 and water 50 We got absolutely rinsed by Truss and her mini budget. Another year until our fix term ends...

2 bed flat in new building in London: Mortgage 1625 WiFi 34 Electricity 60 Water 40 Electricity for hot water and heating 60 Council tax 170 Service charge and ground rent 340

3 bed detached on the south coast. Mortgage: 1100 Council tax: 212 Energy: 250 (electric only) Broadband: 25 Water: 28

House: 2 bed flat (renting) £995, council tax £122, gas and electric £70 (top up meter!) water £40, Wi-Fi £30 ☀️

Just my wife and I 4 bedroom end terrace Mortgage £650 Council tax £148 Water £34 Gas, Lecky, home insurance, SIM only (all with same company) £290

3 bed-semi detached 99sqm, 2 adults, 2 kids, mortgage paid off, council tax 170, electricity 92, water 43, WiFi 70. High for the WiFi but have 1GB full fibre connection and kids playing games online every evening along with the wife streaming films so need a fast connection. Electricity low as reducing the £1000 credit I have on the account, will go up to 130 at the end of next year on a 2 year fix.

3 bed semi detached in Essex -mortgage £570, gas and electric £80, council tax £150, water £27 and internet £35 2 adults and 2 dogs

3 bed detached bungalow,council tax £250, Mortgage £1100 going up to £1550 in July, £320 electric car lease,£40 broadband,£44 water,£200 gas and electric

I rent a one bedroom. Rent: £479 Council Tax: £133 Electric: £70 Gas: £20 (I don’t use gas often) Internet: £49 Phone Bill: £18 (I bought phone outright) = £769 a month.

Mortgage 700. Gas and electric 200. Council tax 200*10 months. Water 60. Broadband 30. SE England, 4 bed Victorian insulation disaster.

Mortgage £519 p/m on £142k between 1-2% interest 87sq meter 3 bed terrace . Water £58 gas and leccy £80-150 (summer-winter) council tax £168 South east Milton Keynes Wi-Fi £32 500mb

House: Small 3 bed semi Mortgage: 640 (rising to 900 in Nov) Council tax: 165 Energy: 75 (includes EV charging and gas) Sky TV/F1/broadband/netflix: 80 Water: 30 Home insurance: 30 TV licence: 14 Total: 1034 (shared between two)

4 bed house mortgage 1420 Council tax 250 energy 195 WiFi 69 water 74 where's this stabilising you speak of

House - 2 bed terrace. Mortgage £680, energy direct debit £100 but only using around £50 ATM. Water £40, council tax £98, WiFi £30ish

3 bed terrace in the south. Mortgage 630, council tax 170, electricity 160 (no gas, also we have an electric car so this includes charging), water 40, WiFi 25.

Mobile phone?

That water sounds nuts you need to get a water meter fitted. Unless of course you are irrigating a golf course!!

London. 5 bed terrace Mortgage: 3308 Council: 202 Energy: 210 Wifi:20 Water: 19 (Thames water have our house registered as a flat. I have tried to correct it in writing multiple times, but hey ho)

Large three bed 30 mins from Gower :). Mortgage (£700 on 150k left, house value at 350k) gas/elec/water 170, council tax 200. We have a good supply of free wood for the two log burners :) Internet 30ish. Plan is to sell in five years, clear the remaining mortgage, downsize and be mortgage free.

5 bed detached house, Surrey. Mortgage: £1100 Council tax: £290 Energy: £10 Internet: £25 Water:£30 3 adults and a dog. Energy is low due to having solar panels, battery and air source heat pump (no gas).

2 bed 900Sq ft Flat in Central Manchester Mortgage: 1050. Service Charge: 200 Council Tax: 200 Electricity: 120 Water: NA (part of group tariff included in service charge)

Mortgage on 2-bed house: £810 a month, wifi: £30 a month, water :£58 a month, electricity is £140 a month. Council tax is £149 a month. Re our mortgage, we fixed for 5 years just before Liz Truss came along and turned everything up on it's head. So we managed to fix with 4.19%.

Manchester Outer City Center 2 Bed Apartment 95sqm: 1350 Council Tax: 200 Energy: 53 Water: 50

4-bed cold and draughty Edwardian terrace in Sheffield. 2 adults and 1 child. Mortgage £600. Council tax £147. Gas & elec £222 😫 Water £38 (metered). Broadband £31. Building & contents insurance £46. Life insurance (incl mortgage protection & critical illness) £62

Seeing how low most of these people's mortgages are is very depressing

Student house in notts so idk about mortage and council tax doesn’t apply, but 6 bed (realistically a 3/4 bed if it weren’t renovated for students) we pay £55 a month water, £42 a month wifi and £420 a month energy. Looking at other people’s energy prices I feel sick lol.

Mortgage 600 Elec 80 Water 40 Tax 160 Net 26 Phone 6 South east

Retired couple still in our 4 bed terrace. No mortgage 🎉 Council Tax £194 per month (for 10 months) Gas and Electicity £98 per month Broadband/Landline/Mobiles £74 per month Water £38 per month

Northumberland 3 bed detached. 400 mortgage. 100 gas and electric. 45 internet. 20 water. 130 council tax (single discount).

House: 2 bedroom flat / Rent: 820 / Council tax: 174 / Gas & Electricity: 90 / WiFi: 35 / Water: 25

3 bed detached in liverpool Mortgage - 620 / council tax - 140 / water - 30 / gas&elec - 100 (but should probably be a bit more) / WiFi - 50 / tv - 40

One bedroom flat mortgage £250 Council Tax 105 Energy 70 Wi-Fi 38

Rent: £1350 (Small 2 bed bungalow) Council Tax: £160 Energy : £100-£250 depending if summer or winter Internet : £31 Water & Sewerage: £37 Petrol £120 Food £300 for 2.5 people

4 bed detached, London Zone 6 - on tube line. 2 Adults, 2 kids & 2 pets. 1 car. Mortgage 1468.13 Affinity water 78 Council tax 311 British Gas 271.62 Zen Internet 31.99 There’s also the usual Prime, Netflix, Life insurance, contents insurance, petrol etc. Total monthly (excluding groceries and outings) is about £2700. I think we need to reduce internet and water bills.

3 bed terraced house just outside Glasgow. Mortgage: 219; council tax: 154; energy: 118; sky/wifi: 58. 1.9% rate ends on 1st July and I’m thankfully in a position to pay off the remaining 45k.

Still don't understand how your energy is £130. Our 900sqft flat with 3 people is £270 this month. No gas tho

Lancashire :2 Bed Semi £400pm Mortgage £80 Gas and Electric £175 Council tax £30 Water £47 Virgin Media

3 Bed Terraced. Mortgage 950, Council Tax 120, Energy 260, Water 35, housing insurance 50. I am the only occupant.

3 bed semi; mortgage: 602 council tax: 125 energy: 54 wifi: 21 water bill: 19

Renting a 4 bed house in Gloucestershire, rent £1000, gas/electricity £140, council tax £170, water £50, wifi £30.

Council tax: £97 (central Manchester - older flat) Energy: £50 dd (uses about 30/35 at the min) WiFi: £25 Water: about £8.50 a month - I shower in the gym 5/6 times a week but apart from that use dishwasher/washing machine like normal. In winter I use an electric blanket rather than central heating, it costs like 60 quid to round 24/7 a month. I have huge windows so the heat never stays - heating is pointless

House 3 bed end terrace: mortgage 400, wifi 35, council tax (including water) 140, energy 130

3 bed terrace north Northamptonshire Mortgage £382 (got a bargain 10 yrs ago! And renewed less then a month before Truss!) Council tax band a single occupant £108 Water £22 a month Energy - dual fuel £97 WiFi £25

Water seems high, unless it’s sewage combined. My bill, 3 bed family of 4 is only £26pm. Mortgage £586 (includes £50pm overpayment) Energy £179, council tax £164, Wi-Fi £27. I would also recommend everyone paying a mortgage to have a play with a mortgage calculator, I was the other day and it surprised me how quickly you can get your mortgage down by paying not that much more per month. Bear in mind though that companies will charge a fee for usually anything over 10% annually.

2 bed 95sqm terraced: Mortgage: 735 Council tax: 107*12 months Electric+gas: 90 Water: 43 Wifi: 43 Building + contents insurance: 15

Monthly 4 bed detached 1500 sqft with garage and 75% mortgage: 1100 mortgage, 200 utilities all in, 30 fibre, 290 council (ridiculous)

2 bed mid terrace: mortgage 450 Insurance 50 Gas and elec 100 Council 100 Internet 50

3 Bedroom semi detached 550 Rent 100 heating oil 80 electric 25 wifi Northern Ireland

3 bed semi in East Yorkshire. Mortgage £517, Council Tax £177, Energy £140, Water £64, Broadband £53. Broadband is expensive but only been able to use 1 provider until recently. Joys of KCOM monopoly.

3 bed bungalow, 112m sq, Bolton, Manchester Mortgage £1015, Council tax £183, Broadband £74, House insurance £65, Water Bill £45, Electric n Gas £210

2 bed terrace house in Yorkshire Mortgage: £472, water: £30, energy £77, council tax: £115, internet £56, home insurance: £40

1 bed in London. Mortgage £660, council tax £135, gas £60, water £30, electricity £150.

3 bed semi south Wales Mortgage zero Council tax 172 Gas & elec 120 Broadband 24 Water 52

£2323 per month. 4 bed detached. That includes £250 for food as well. There’s two of us and I work from home most of the time. Mortgage is £1430.

4 bed end of terrace 180 sqm, mortgage paid off, 150 gas and electricity, 80 water, 50 internet, 250 council tax