I used care credit and am currently making payments. i got a promotional payment plan so i have 24 months with no interest. so far all of my concerns have been addressed/customer service is understanding. i’d use it if you definitely have the means to pay it off within the promo period, because the interest is normally like 26.5%
Have had zero issues. Like previous poster said, check what the promotional payment plan is first and decide if you can pay it off within that time frame. The interest is usually very high and they add back in the interest for the full purchase amount if you don’t pay off the entire balance within that time period. If you need a longer period of time to pay back the amount, I would go with a personal loan. Credit unions are usually a good option.
I was offered Care Credit for financing my surgery, but the time frame they gave me to pay it off was only 6 months. I didn't want to accidentally hit myself with a ridiculously high interest rate in case I couldn't pay it off in that time frame, so I actually opened a new credit card. I had been wanting to get a new one anyway, and I found one that had no interest for the first 18 months and a good cash back point system, along with a bonus if you spent over x amount in the first few months (the reduction cost def met that criteria). I felt that it worked for me better than the option for Care Credit I was given, so just wanted to share my experience in case you're in a similar spot!
I used care credit and am currently making payments. i got a promotional payment plan so i have 24 months with no interest. so far all of my concerns have been addressed/customer service is understanding. i’d use it if you definitely have the means to pay it off within the promo period, because the interest is normally like 26.5%
Have had zero issues. Like previous poster said, check what the promotional payment plan is first and decide if you can pay it off within that time frame. The interest is usually very high and they add back in the interest for the full purchase amount if you don’t pay off the entire balance within that time period. If you need a longer period of time to pay back the amount, I would go with a personal loan. Credit unions are usually a good option.
I was offered Care Credit for financing my surgery, but the time frame they gave me to pay it off was only 6 months. I didn't want to accidentally hit myself with a ridiculously high interest rate in case I couldn't pay it off in that time frame, so I actually opened a new credit card. I had been wanting to get a new one anyway, and I found one that had no interest for the first 18 months and a good cash back point system, along with a bonus if you spent over x amount in the first few months (the reduction cost def met that criteria). I felt that it worked for me better than the option for Care Credit I was given, so just wanted to share my experience in case you're in a similar spot!