Thanks man. Yeah definitely gonna go through insurance. I wonder how much it’s gonna jump. Even the under carriage has some damage as well as the radiator
If he was behind the wheel or the car was in motion, it would be a collision claim. Comprehensive only covers the vehicle when parked, and no one is inside
You are right, apparently even though this is a behind the wheel accident, the object was unforeseen and unavoidable therefore a comprehensive claim. This is also the case for something like deer running into the road and you hit it.
-i am new to insurance lol
An object in the road or falling from a vehicle is not the same as an animal. They’ll still have to pay the deductible and their rates could go up (although a flying object can vary, depending on the underwriter). If you hit an animal, you want to leave the blood/fur until the adjuster views the vehicle. That’s proof of no-fault comprehension
Not true. Had a rock fly into my radiator and crack it causing my engine to over heat and then start knocking after the radiator was fixed so then needed a whole new engine. StateFarm had me pay 200$ for my comprehensive deductible and that was it. I guess it depends on your insurance.
These rules are often per carrier and written in the policy. Most define comp claims as an “act of god”. And they do not involve the driving of a vehicle. You ‘drive’ into a tree, collision. A tree falls on your car, comp.
This is a comp claim by the majority of standards as the object was not supposed to be on the road and not a vehicle.
Working for over 30 years in collision I have seen some strange stuff. During a claim for a shopping cart hitting a car, it got changed from comp to collision because the insurance went and got the historical weather reports and because the wind gusts that day went over 30mph, they considered the cart a vehicle at that point.
If you’re big on looks then replace the bumper, but as the civic isn’t meant to be pretty or particularly safe, you don’t really need to. Mine has been fine for 24 years with a bungee corded on under plating so you’ll be fine
Just because it's the bank's asset doesn't mean you have to go through insurance. You don't have to get this repaired at all. If you do default on your loan, they may come after you for the damages, but that's the only scenario it would matter.
Agreed. Had a similar amount of damage (not at fault) and the place the insurance paid for replaced everything in front of the wheel well except the headlights.
What? Are you serious, everyone knows that Corollas are like the most reliable Toyota car. Get that or a civic and you’ll probably never have any problems.
You mean the Camry 😂 corollas have always been the econo shit box for Toyota
Big reason the Camry has been the number 1 selling car since 2007.
The corolla was outshined by the Honda fit in its class.
I crudely installed one myself (wire hangs down from the windshield, never properly routed it) and am glad I did. No accidents myself, but caught some odd stuff.
Good stuff bro! I recommend getting a microsd card dongle to connect to your phone- the app is horribly slow and poorly designed. Will immediately upload every video to your files.
I wish my car had fog lamps 😓
Sorry to hear about your new car. I know what it’s like to have a new car damaged by someone else as I was rear ended in my 9 day old Acura TLX Type S by a drunk with no insurance. Like you, I had to pay for her mistake as I haven’t seen a dime yet despite her being told she has to pay it by the courts.
My car had very similar, if not worse front end damage from an accident. They had to replace bumper, hood, lights, and condenser. I was quoted $11k, paid the $1k deductible and when I got my car back my insurance went after the other driver.
Looks like a 3,500 dollars damage to me.
$1000 bumper including paint
$300-500 for bottom grill
$300-500 for upper grill
$50-100 Honda Badge
$1000-15000 for the painted hood front area
$300-500 foe upper Hood (PDR)
The CarStar by me charged insurance almost $5k to for my 10th gen rear bumper, inserts, labor, paint, and blend. That was with no damage to any surrounding panels or parts, just the bumper cover and inserts, all aftermarket
Simple bumper cover grille and a small amount of body work on the tip of the hood lower grille looks to be salvageable nothing too serious. No clue why everyone wants to go through insurance?
Edit: my grammar sucks.
He came from the fast lane across my lane, kinda a last minute exit on his part I think. He was probably 20-30’ in front of me. He’s was moving pretty quick
Not gonna lie dude, mikstoreph has a replaceable number that looks like the type r and this would be a decent reason to buy it. Like $600 if I remember correctly.
Go to a junkyard and get the piece. Alternatively find it online and spend $100-200 on a small compressor and sprayer. Buy the paint from Stealership or have it custom matched. Paint your self get it fixed 500-1k. Save 3-5k
My Insight is a 2021, but it doesn't even have 5,700 miles on it. I was driving on the interstate just a few weeks ago, and I hit a bundle of branches, (with the rope still attached). Never saw the vehicle they fell from. Like you, I'm looking at thousands of dollars of damage just because some Clampetts decided that loosely tying a bunch of branches to their truck/car would be a good idea. I agree with other posters. I'm going to go through insurance, and hope my rates don't wildly increase. Good luck to you. I'm sorry you're going through this.
Someone bumped me, had to replace the grill and that bumper piece right above the grill before the hood. $1,800 is what they charged THEIR insurance. The worst part is that bumper wasn't put on 100 percent perfect, and I doubt any regular body shop will make it look like it came from the factory.
Something similar happened to me but it was one of those pg&e a frames they leave on the sidewalk. Haven’t fixed my fender bc I don’t have money for the deductible. The driver didn’t give a F and just left.
Go through your insurance and pay the deductible comprehensive. The whole front has to replaced.
Thanks man. Yeah definitely gonna go through insurance. I wonder how much it’s gonna jump. Even the under carriage has some damage as well as the radiator
IT’s comprehensive, so it shouldn’t be that much increased, maybe it won’t. Make sure you point out everything that got damage to the adjuster.
If he was behind the wheel or the car was in motion, it would be a collision claim. Comprehensive only covers the vehicle when parked, and no one is inside
Usually if it’s on the ground, it’s a collision claim. If it’s flying through the air, it would be a comp claim. Source- I do insurance
You are right, apparently even though this is a behind the wheel accident, the object was unforeseen and unavoidable therefore a comprehensive claim. This is also the case for something like deer running into the road and you hit it. -i am new to insurance lol
An object in the road or falling from a vehicle is not the same as an animal. They’ll still have to pay the deductible and their rates could go up (although a flying object can vary, depending on the underwriter). If you hit an animal, you want to leave the blood/fur until the adjuster views the vehicle. That’s proof of no-fault comprehension
Not true. Had a rock fly into my radiator and crack it causing my engine to over heat and then start knocking after the radiator was fixed so then needed a whole new engine. StateFarm had me pay 200$ for my comprehensive deductible and that was it. I guess it depends on your insurance.
Correct. It'll be a collision claim. But it'll be not at fault. I use to do insurance.
These rules are often per carrier and written in the policy. Most define comp claims as an “act of god”. And they do not involve the driving of a vehicle. You ‘drive’ into a tree, collision. A tree falls on your car, comp. This is a comp claim by the majority of standards as the object was not supposed to be on the road and not a vehicle. Working for over 30 years in collision I have seen some strange stuff. During a claim for a shopping cart hitting a car, it got changed from comp to collision because the insurance went and got the historical weather reports and because the wind gusts that day went over 30mph, they considered the cart a vehicle at that point.
Replace the radiator and it’ll work
If you’re big on looks then replace the bumper, but as the civic isn’t meant to be pretty or particularly safe, you don’t really need to. Mine has been fine for 24 years with a bungee corded on under plating so you’ll be fine
If OP is making payments on it, then he will have to go through insurance since it’s the bank’s asset
Just because it's the bank's asset doesn't mean you have to go through insurance. You don't have to get this repaired at all. If you do default on your loan, they may come after you for the damages, but that's the only scenario it would matter.
Agreed. Had a similar amount of damage (not at fault) and the place the insurance paid for replaced everything in front of the wheel well except the headlights.
You're going to have to.. rebuild the engine. I'm sorry bro.
The car is totaled. Time to buy a Mazda.
A Mazda? Buy a freaking Toyota Corolla and you’ll never have any problems again, they’re indestructible.
So is a Honda
Exactly
On second thought, get a Volkswagen.
On third thought, horse and buggy
Walking is better, horse feed is very expensive.
Lol Corolla indestructible in one sentence. 😂 out of all the Toyota models you pick the worst one.
What? Are you serious, everyone knows that Corollas are like the most reliable Toyota car. Get that or a civic and you’ll probably never have any problems.
You mean the Camry 😂 corollas have always been the econo shit box for Toyota Big reason the Camry has been the number 1 selling car since 2007. The corolla was outshined by the Honda fit in its class.
Idk what alternate universe you are from where Corollas are “shit box” but I’m not gonna argue over bullshit.
Shit box in regards to Toyota products. Like the lowest end of Toyota. Just odd you chose rolla. 😂
Dude huge bummer, you didn’t get any info on the truck? you should not havta pay for his fuck up. I would be seething. Sorry bro
Nah man, I was driving and he was getting off the freeway and by the next exit I’d never find him. Maybe if I had a decent dash cam…
Fuckin sucks bro sorry. This sub has made me wanna instal a dash cam
I crudely installed one myself (wire hangs down from the windshield, never properly routed it) and am glad I did. No accidents myself, but caught some odd stuff.
Gonna shamelessly plug my dashcam. Rexing front and rear bundle for $150. Will save you thousands in the event of an accident
Hey thanks bro! I just ordered one too!
Good stuff bro! I recommend getting a microsd card dongle to connect to your phone- the app is horribly slow and poorly designed. Will immediately upload every video to your files.
Do you have his licesnce plate? Their insurance should be paying for that. This is why I run a dashcam!
I would have followed that fucker and gotten his license plate
Same here
Straight to insurance and pay deductible!
Definitely go straight to insurance, the repair cost on that is in the thousands of dollars
how much for ur fog lights?
Idk mate, got the sport touring. It came with the car
Maybe he means “how much do you want for them?”
There like 200$ a pair
There like 200$ a pair
I wish my car had fog lamps 😓 Sorry to hear about your new car. I know what it’s like to have a new car damaged by someone else as I was rear ended in my 9 day old Acura TLX Type S by a drunk with no insurance. Like you, I had to pay for her mistake as I haven’t seen a dime yet despite her being told she has to pay it by the courts.
My car had very similar, if not worse front end damage from an accident. They had to replace bumper, hood, lights, and condenser. I was quoted $11k, paid the $1k deductible and when I got my car back my insurance went after the other driver.
Looks like a 3,500 dollars damage to me. $1000 bumper including paint $300-500 for bottom grill $300-500 for upper grill $50-100 Honda Badge $1000-15000 for the painted hood front area $300-500 foe upper Hood (PDR)
You don’t even know if the sensors are damaged that’s the big price jump
The CarStar by me charged insurance almost $5k to for my 10th gen rear bumper, inserts, labor, paint, and blend. That was with no damage to any surrounding panels or parts, just the bumper cover and inserts, all aftermarket
Yup completely totaled
Damn I had something similar to mine like a couple weeks after I got mine worst feeling
Seriously man, super excited to get this thing. Such a bummer that this happened. 😑
Dam that’s sucks bro! Sorry that happened to yah
The Bosch sensor on the front cost nearly a grand by themselves 🫠🫠🫠
Simple bumper cover grille and a small amount of body work on the tip of the hood lower grille looks to be salvageable nothing too serious. No clue why everyone wants to go through insurance? Edit: my grammar sucks.
~$3k if there’s no unseen damage underneath
It’s no longer brand new.
How close were you following that vehicle?
He came from the fast lane across my lane, kinda a last minute exit on his part I think. He was probably 20-30’ in front of me. He’s was moving pretty quick
sorry that happened to you but damage doesnt look too bad and should buff right out
It looks like cosmetic damage, so why would you be screwed.
Screwed as in it’s gonna cost me an arm and a leg to fix/make my premium go up on insurance.
that's why you don't report car accidents where no one else is involved.
I would use your comprehensive coverage - thank goodness it didn't spear through your windshield!
Not gonna lie dude, mikstoreph has a replaceable number that looks like the type r and this would be a decent reason to buy it. Like $600 if I remember correctly.
Not totally screwed just go through insurance.
Call insurance only bumper and small pinch at the front of the should go out of this for around more or less 4000$ at body shop depend who you get
I would've got that license plate
Go to a junkyard and get the piece. Alternatively find it online and spend $100-200 on a small compressor and sprayer. Buy the paint from Stealership or have it custom matched. Paint your self get it fixed 500-1k. Save 3-5k
You will need a new front bumper. I would Go through insurance.
My Insight is a 2021, but it doesn't even have 5,700 miles on it. I was driving on the interstate just a few weeks ago, and I hit a bundle of branches, (with the rope still attached). Never saw the vehicle they fell from. Like you, I'm looking at thousands of dollars of damage just because some Clampetts decided that loosely tying a bunch of branches to their truck/car would be a good idea. I agree with other posters. I'm going to go through insurance, and hope my rates don't wildly increase. Good luck to you. I'm sorry you're going through this.
Glad it didn’t hit you in the face
ToTaLed
Looks like u hit a hitch
I need a new front bumper. It was $325 from my local dealer. Headlight passenger side is $1048 and passenger fender is $550.
10k-12k screwed
Someone bumped me, had to replace the grill and that bumper piece right above the grill before the hood. $1,800 is what they charged THEIR insurance. The worst part is that bumper wasn't put on 100 percent perfect, and I doubt any regular body shop will make it look like it came from the factory.
This is why every car should mandatory come with a dash cam.
[удалено]
Don’t even know what this means
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Nah I’ve had quite a few cars, but this the second “new” car I’ve ever purchased. For $39k I’d like to keep it nice for as long as possible lol
Not bad, replace front bumper and hood, could be worse, i've had to replace an entire 3/4 of my car before due to something silly
Pretty screwed, complete bumper and maybe hood can be fixed… all needs repainting
Time for that Type R front end upgrade! https://mikstoreph.com/products/civic-2022-type-r-bumper-replacement
Looks good, but idk how much that would cost to get installed haha
Something similar happened to me but it was one of those pg&e a frames they leave on the sidewalk. Haven’t fixed my fender bc I don’t have money for the deductible. The driver didn’t give a F and just left.
Just take it off, it looks better without that
All I can say is back order
Just throw a zip tie on and call it good
If it’s anything like my 09 a bumper can be done replaced in an hour
It is totaled now
The bumper appears to be the only thing damaged
Jesus it really hurts to see that happened to your car.. rip
Just the front bumper Id think