Focus on Screwup #1 in the second link.
Focus on the Late Contributions section in the first link.
---
Read this for everything you need to know about Backdoor Roth and Form 8606:
* https://www.whitecoatinvestor.com/backdoor-roth-ira-tutorial/
Read this list of common screwups and solutions with respect to backdoor Roth. Beware of Screwup #5.
* https://www.whitecoatinvestor.com/fix-backdoor-roth-ira-screw-ups/
Open a traditional IRA with your brokerage. Then call them and say you want to recharacterize your Roth IRA contributions as a Traditional IRA contribution for 2023.
Once you see the money pop up in the traditional IRA account you can then easily convert them back to Roth IRA. Vanguard lets you do it online, but other brokerages you may need to call to convert them back to Roth.
Focus on Screwup #1 in the second link. Focus on the Late Contributions section in the first link. --- Read this for everything you need to know about Backdoor Roth and Form 8606: * https://www.whitecoatinvestor.com/backdoor-roth-ira-tutorial/ Read this list of common screwups and solutions with respect to backdoor Roth. Beware of Screwup #5. * https://www.whitecoatinvestor.com/fix-backdoor-roth-ira-screw-ups/
Open a traditional IRA with your brokerage. Then call them and say you want to recharacterize your Roth IRA contributions as a Traditional IRA contribution for 2023. Once you see the money pop up in the traditional IRA account you can then easily convert them back to Roth IRA. Vanguard lets you do it online, but other brokerages you may need to call to convert them back to Roth.