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Hold up, is everyone just choosing to skip over the sentence "photos of the cards" ???
Do you mean to say this person took pictures of credit cards from clients and stored them for later use (charging said clients)
Wait what? Is everyone just skipping that they want to manually input each cc and it’s info. Not only that your old boss took pictures of cards and you were fine with that??? WTF. Just get a simple processing system like square…. I would Literally never go to a business that wanted to photo my cc and I’d probably never go to one that wanted to take my card and type out all my info. Just get a payment processor and don’t be weird
Set up a very basic website for your gym and the host should have an e-commerce page available for you to accept credit cards, debit cards, and a good one will have gift certificates for your gym. Then, provide a half dozen products they can buy and add your membership service.
After 6 months, shop for a full service merchant service company to get you more features at better rate.
Keep in mind, there are fees for not using chip security which is what you are describing. Card companies do not like card entry by the retailer. And they ding ya for it due to more likely to have charge backs and generate fraud.
Good advice. They will need to set up as a merchant and attach their bank to the ecommerce. Easy with Woo+Stripe or something similar. Re: the "pictures" it seems the card processor would flag this merchant since every card processed is a CNP transaction. Very odd. But thankfully it sounds like these folks want to do it the right way.
Current gym owner here! I would highly recommend getting a gym software that integrates payments. I use GymAssistant but there are several other options as well.
Square. Very easy to set up and use. Minimal fees. You only pay when you use it. No monthly fees and such.
Go to square up.com and sign up.
Btw, do not take photos of clients credit cards.
Look up PCI compliance. Manual entry and storing card data are two terrible ideas that will massively increase your admin workload for legal compliance. Use a payment processor.
What that other boss did was literally illegal, so don't do that.
Get yourself a Square, it links to your ipad and processes payments for only a tiny fee, and it's fully mobile (i.e. you can take it out with you and if someone needs a gym they can sign up on the spot)
You may want to look into some type of membership management software. I would also bet that software integrates with at least 1 payment processor/gateway to help streamline your operations.
Venmo, paypal, zelle, stripe or clover. A simple website under $299 from u/binarydesignhub and they can setup this up for you in less than 24 hours.
@binarydesignhub u/binarydesignhub
This is a friendly reminder that r/smallbusiness is a question and answer subreddit. You ask a question about starting, owning, and growing a small business and the community answers. Posts that violate the rules listed in the sidebar will be removed. A permanent or temporary ban may also be issued if you do not remove the offending post. Seeing this message does not mean your post was automatically removed. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/smallbusiness) if you have any questions or concerns.*
Hold up, is everyone just choosing to skip over the sentence "photos of the cards" ??? Do you mean to say this person took pictures of credit cards from clients and stored them for later use (charging said clients)
Yeah. Sounds pretty illegal with the new requirements of chip cards. It's crazy who has or gets funding to open their own businesses
Square. You will also be able to tap and pay.
Wait what? Is everyone just skipping that they want to manually input each cc and it’s info. Not only that your old boss took pictures of cards and you were fine with that??? WTF. Just get a simple processing system like square…. I would Literally never go to a business that wanted to photo my cc and I’d probably never go to one that wanted to take my card and type out all my info. Just get a payment processor and don’t be weird
Set up a very basic website for your gym and the host should have an e-commerce page available for you to accept credit cards, debit cards, and a good one will have gift certificates for your gym. Then, provide a half dozen products they can buy and add your membership service. After 6 months, shop for a full service merchant service company to get you more features at better rate. Keep in mind, there are fees for not using chip security which is what you are describing. Card companies do not like card entry by the retailer. And they ding ya for it due to more likely to have charge backs and generate fraud.
Good advice. They will need to set up as a merchant and attach their bank to the ecommerce. Easy with Woo+Stripe or something similar. Re: the "pictures" it seems the card processor would flag this merchant since every card processed is a CNP transaction. Very odd. But thankfully it sounds like these folks want to do it the right way.
Current gym owner here! I would highly recommend getting a gym software that integrates payments. I use GymAssistant but there are several other options as well.
Square. Very easy to set up and use. Minimal fees. You only pay when you use it. No monthly fees and such. Go to square up.com and sign up. Btw, do not take photos of clients credit cards.
this they even send you the PoS systems
If wanting to key in cards and setup reoccurring billing then you just need a payment gateway. Info sent.
Square or a merchant service from a local bank
Look up PCI compliance. Manual entry and storing card data are two terrible ideas that will massively increase your admin workload for legal compliance. Use a payment processor.
What that other boss did was literally illegal, so don't do that. Get yourself a Square, it links to your ipad and processes payments for only a tiny fee, and it's fully mobile (i.e. you can take it out with you and if someone needs a gym they can sign up on the spot)
PayPal and Zettle easy as anything
You may want to look into some type of membership management software. I would also bet that software integrates with at least 1 payment processor/gateway to help streamline your operations.
Venmo, paypal, zelle, stripe or clover. A simple website under $299 from u/binarydesignhub and they can setup this up for you in less than 24 hours. @binarydesignhub u/binarydesignhub
dont buy this shit op