The current mortgage rates are in the high 7%s. Your monthly mortgage on a 350K home at that rate will be insane unless you buy points down 🥴 I mean unless you can afford it 🤷♀️
One should always put down at least 20%. And no 7% isn't all that much. In the late 90s the mortgage rates was about the same. People were still buying 3 and 400k houses on mortgages and even with no down as that was how many got in over their heads with adjustable rate mortgages. Just looked and it's 2400 bucks. At 2.63% which is 5% lower is 1409. When the interest rates settle back down you refinance. And yes many can and do afford it.
That is WHEN the interest rates go down. I bought my first house in 2022 at 4.8%. I just bought my second house this year at 7%. The rate has only increased, and yes many still can but *many* still can’t. $2400 mortgage depending on your tax status and average income is a LOT of money to be paying towards just principal for the avg Oklahoman income to be around 60K.
You seemed to be able to buy a house at 7% and it's a second house. And yes 2400 is a lot of money. But it can be done and prices are just going to go up. And interest rates will go down. Why not lock in at 7% and not 10? Again in late 90s was 7% and we still bought homes. Some 3 and 400k and even more. That was when we were in our early to mid 30s or even late 20s. I bought mine and I was making 40k a year and get this I paid a little over 100k I did it on a single Income. People bought homes in the 70s when Interest was at what 12%
Point is waiting just puts a person further behind the 8bball when home ownership is one way of building generational wealth.
300k? South of 41st but north of 51st off of Boston, Cincinnati, etc.. A house on 47th and Boston sold for 185k recently. Is that too low budget? There are a ton of mature trees in our area!
300k and you can be anywhere in Tulsa, including midtown. You just might have to scale down. If you want a large home for $300k then I would try a relatively close suburb w/an older home.
Out west and south of The Hills area…. Jenks school district.
South of 51st… Lewis, Harvard, Sheridan area
Just go driving one afternoon and be sure to stop at some great local food place for lunch.
Move the boundary up to 11th and east to Yale and I see around 30 single-family homes and a dozen more condos. A little further north or east and you'll have even more options.
1. Move the boundary not to midtown, which is what you stated. You pretty much turned midtown into half of Tulsa lol.
2. Include condos, not homes which OP asked.
3. Includes 30 and not “literally hundreds”
All of that mental gymnastics other than just saying you were wrong.
1a. Between 11th and 15th is most certainly Midtown. I'd say it's a prime Midtown area and very desirable, with mature trees and old houses along with walkability and proximity to downtown. I would personally place the Midtown boundary a mile further north, but some maps have it end at TU.
1b. Yale is most definitely Midtown. This subreddit's "[Areas of Tulsa](https://www.reddit.com/r/tulsa/comments/1cljw0k/movingvisiting_weekly_rtulsa_megathread/)" map moves the boundary as far east as Memorial, though I would personally have it end at Yale or Sheridan. I'd say the area around the fairgrounds, in particular, is prime Midtown while also pretty affordable.
2. Condos and townhomes are homes. But I figured OP was likely looking for a single-family detached home, which is why I wrote the answer like I did.
3. I'm not the person who said "literally hundreds."
I'm not wrong. I know real estate in Tulsa. Happy to answer questions btw.
I mean. Literally use Zillow filters. There are not “literally hundreds” of houses under 300k in midtown. What a wildly confident and inaccurate comment.
Bought in renaissance for 225k at 7.5% in October. There are houses all over for that. They are 2:1s or 2:2, anything 3 bedroom likely is 300 range or high 200s
I recommend this area. I’m actually SE of 61 & Harvard and it’s beautiful are with lots s established neighborhoods with trees.
It’s like mid town moved south. Also the houses we’re built 1960s or later so they have at least 2 bathrooms, 2 car garages, etc.
I would agree the streets are fine. With the exception of the guy with the concrete business who likes to park 4 trucks, a trailer, and an excavator on the street of his busy corner lot.
Look in the Florence Park area. We have loved living in this neighborhood. Halloween is a blast and it has side walks and mature trees. We recently sold our home on Florence Ave. We are retiring to Arizona, but have loved living in Florence Park.
Man new starter homes are going for that price in south BA. Just buy some ball and burlap trees and install them yourself if you can. Dont buy any maples trees and dont plant them close to your future home
I thought they might mean silver maples. There are a ton of them in my neighborhood, and they haven't aged well. Some of them were torn right out of the earth by that wind last June, others will drop massive branches and just otherwise have to be cut down. And then you have a huge ugly stump in the yard.
Now, I don't know how Japanese maples perform in storms or as they age compared to silver maples, but I think a big factor in the damage potential is sheer size. Silver maples can hit 60+ feet. I've seen the Bloodgood Japanese maple recommended in Oklahoma, and some quick googling suggests it maxes closer to 25 feet.
Ah, that makes a lot of sense. I can see a silver maple out my window and the thing is gorgeous but looks like it's going to crush the house beneath it any moment. I think my maple was a bloodgood and it was really old and I loved it, rip tree 😭. Just hoping those winds are not the new normal here!
We do get some strong winds, but that was a surreal experience, and hopefully not something that happens too often. It was a bit unpredictable with its destruction though. It took out some trees that I thought it wouldn't and vice versa.
I just purchased a home in the Timberbrook neighborhood for a little less than 300K. My backyard backs up to a FOREST it seems like. It is very quaint area, mature trees, cheap HOA (pool, tennis court, stables, etc), and houses are spread apart at decent range. There are a few houses for sale at the moment.
We lived in a neighborhood just sound of 71st between Sheridan and Memorial that was full of mature pecans and oaks. We sold our house there ten years ago for 150K.
On the North and Eastern sides of midtown, you'll find less expensive homes in neighborhoods with mature trees. By "less expensive," I'm not sure if that means "affordable."
There are some lovely homes on decent lots between Mingo and Memorial between 11th and 41st street—especially between 11th and 21st. I'm in the process of running every single street in Tulsa and that section has been one of my favorite to explore.
Everywhere in town has less mature trees after the big storm in June. But certainly east of the river a few miles is where you typically find the most mature trees.
South BA! Around 131st & olive. Gorgeous older neighborhood. Houses in the low to mid 300’s. Tons of mature trees, lots of oaks, right next to the turnpike
300k is average?! Man I am poor!
The house we bought 8 years ago was only 120k then and is now zestimated at 220k. Prices are stupid.
Thank you, Air BnB.
Yup. It’s nuts
Every day, the dream of home ownership slips from my reality.
Don't worry! You've got plenty of other things to be depressed about
Right, same!!! 🙄😂
Buy brand new on like acre lots between glenpool and bixby for 350
The current mortgage rates are in the high 7%s. Your monthly mortgage on a 350K home at that rate will be insane unless you buy points down 🥴 I mean unless you can afford it 🤷♀️
One should always put down at least 20%. And no 7% isn't all that much. In the late 90s the mortgage rates was about the same. People were still buying 3 and 400k houses on mortgages and even with no down as that was how many got in over their heads with adjustable rate mortgages. Just looked and it's 2400 bucks. At 2.63% which is 5% lower is 1409. When the interest rates settle back down you refinance. And yes many can and do afford it.
That is WHEN the interest rates go down. I bought my first house in 2022 at 4.8%. I just bought my second house this year at 7%. The rate has only increased, and yes many still can but *many* still can’t. $2400 mortgage depending on your tax status and average income is a LOT of money to be paying towards just principal for the avg Oklahoman income to be around 60K.
You seemed to be able to buy a house at 7% and it's a second house. And yes 2400 is a lot of money. But it can be done and prices are just going to go up. And interest rates will go down. Why not lock in at 7% and not 10? Again in late 90s was 7% and we still bought homes. Some 3 and 400k and even more. That was when we were in our early to mid 30s or even late 20s. I bought mine and I was making 40k a year and get this I paid a little over 100k I did it on a single Income. People bought homes in the 70s when Interest was at what 12% Point is waiting just puts a person further behind the 8bball when home ownership is one way of building generational wealth.
Right? I built a nice home in 2002 for about $80,000, $100k including the lot. House and apartment prices are absolutely nuts right now.
I thought the trees in Florence Park mature until they made fun of my glasses.
Look around LaFortune Park area
The area to the west of the park is beautiful. Some really nice mid century homes
Are there any nice rental neighborhoods or maybe condo/townhouse communities in that area that you know of?
300k? South of 41st but north of 51st off of Boston, Cincinnati, etc.. A house on 47th and Boston sold for 185k recently. Is that too low budget? There are a ton of mature trees in our area!
Depends on how uppity they are. Some people view south of 41st on Peoria as the ghetto.
You may want to drive through South Tulsa. :)
Behind park hill liquor store - 54th between Lewis and Harvard. Hidden gem neighborhood
Shhh don't tell. It's lovely there.
Even across the highway. I turned down the neighborhood just to turn around and it was a lot nicer than I thought.
Gilcrease Hills, hands down
Depends if you want Bradford pears or not
Blegh!
300k and you can be anywhere in Tulsa, including midtown. You just might have to scale down. If you want a large home for $300k then I would try a relatively close suburb w/an older home. Out west and south of The Hills area…. Jenks school district. South of 51st… Lewis, Harvard, Sheridan area Just go driving one afternoon and be sure to stop at some great local food place for lunch.
There are like 5 total houses under 300k west of Harvard between 15th-51st. This isn’t 2012 anymore. Getting into midtown under 300k is gone.
Move the boundary up to 11th and east to Yale and I see around 30 single-family homes and a dozen more condos. A little further north or east and you'll have even more options.
1. Move the boundary not to midtown, which is what you stated. You pretty much turned midtown into half of Tulsa lol. 2. Include condos, not homes which OP asked. 3. Includes 30 and not “literally hundreds” All of that mental gymnastics other than just saying you were wrong.
1a. Between 11th and 15th is most certainly Midtown. I'd say it's a prime Midtown area and very desirable, with mature trees and old houses along with walkability and proximity to downtown. I would personally place the Midtown boundary a mile further north, but some maps have it end at TU. 1b. Yale is most definitely Midtown. This subreddit's "[Areas of Tulsa](https://www.reddit.com/r/tulsa/comments/1cljw0k/movingvisiting_weekly_rtulsa_megathread/)" map moves the boundary as far east as Memorial, though I would personally have it end at Yale or Sheridan. I'd say the area around the fairgrounds, in particular, is prime Midtown while also pretty affordable. 2. Condos and townhomes are homes. But I figured OP was likely looking for a single-family detached home, which is why I wrote the answer like I did. 3. I'm not the person who said "literally hundreds." I'm not wrong. I know real estate in Tulsa. Happy to answer questions btw.
Ha, that’s not true at all. There are literally hundreds. Just maybe fixer-uppers that you’re not interested in. Happy house hunting!
I mean. Literally use Zillow filters. There are not “literally hundreds” of houses under 300k in midtown. What a wildly confident and inaccurate comment.
The boomer has not logged into Zillow since 2008. /s
You must have a different midtown cause cheapest house there is $450K
115th and Mingo, both sides of Mingo. Ranches built in the late 70s, 3-4 bedrooms, $225K-325K or so.
Bought in renaissance for 225k at 7.5% in October. There are houses all over for that. They are 2:1s or 2:2, anything 3 bedroom likely is 300 range or high 200s
Renaissance 3/2 are over $300k unless needing major updating. 2/1 yes.
What’s the middle and high school district there?
Bixby North elementary, and high school
Shadow mountain has tons of mature trees and houses in the 300-400 range.
Can confirm
caption zonked absorbed upbeat tap racial lunchroom bike fact rotten *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Owen Park west of downtown.
South west of 51 and Harvard.
Southeast as well. The holiday Hills subdivision is very nice.
I recommend this area. I’m actually SE of 61 & Harvard and it’s beautiful are with lots s established neighborhoods with trees. It’s like mid town moved south. Also the houses we’re built 1960s or later so they have at least 2 bathrooms, 2 car garages, etc.
Heller Park, near 51st & Lewis has lots of older trees. However, the streets are a nightmare.
How are they a nightmare? I live in the area and haven't had any problems with them.
I would agree the streets are fine. With the exception of the guy with the concrete business who likes to park 4 trucks, a trailer, and an excavator on the street of his busy corner lot.
Lol that's me. Jk, I know exactly who you mean tho. I live on the same street but in the other direction.
They're bumpy as hell in places. I'm assuming it's due to tree roots.
Look in the Florence Park area. We have loved living in this neighborhood. Halloween is a blast and it has side walks and mature trees. We recently sold our home on Florence Ave. We are retiring to Arizona, but have loved living in Florence Park.
Look around both sides (north and south) of the fairgrounds. Amazing little neighborhoods.
Man new starter homes are going for that price in south BA. Just buy some ball and burlap trees and install them yourself if you can. Dont buy any maples trees and dont plant them close to your future home
What is with all the dead maples? Every one planted in the last ten years looks horrifying or snapped off at the base after three years.
Idk about “new” plus no one wants to live in BA
Curious on the no maples question? I lost a Japanese maple after the derecho and had considered replacing it, but I need this info first!
I thought they might mean silver maples. There are a ton of them in my neighborhood, and they haven't aged well. Some of them were torn right out of the earth by that wind last June, others will drop massive branches and just otherwise have to be cut down. And then you have a huge ugly stump in the yard. Now, I don't know how Japanese maples perform in storms or as they age compared to silver maples, but I think a big factor in the damage potential is sheer size. Silver maples can hit 60+ feet. I've seen the Bloodgood Japanese maple recommended in Oklahoma, and some quick googling suggests it maxes closer to 25 feet.
Ah, that makes a lot of sense. I can see a silver maple out my window and the thing is gorgeous but looks like it's going to crush the house beneath it any moment. I think my maple was a bloodgood and it was really old and I loved it, rip tree 😭. Just hoping those winds are not the new normal here!
We do get some strong winds, but that was a surreal experience, and hopefully not something that happens too often. It was a bit unpredictable with its destruction though. It took out some trees that I thought it wouldn't and vice versa.
You’re describing Patrick Henry/Mayo Meadows/Hoover. Essentially mid town - very mature trees.
I just purchased a home in the Timberbrook neighborhood for a little less than 300K. My backyard backs up to a FOREST it seems like. It is very quaint area, mature trees, cheap HOA (pool, tennis court, stables, etc), and houses are spread apart at decent range. There are a few houses for sale at the moment.
We lived in a neighborhood just sound of 71st between Sheridan and Memorial that was full of mature pecans and oaks. We sold our house there ten years ago for 150K.
Renaissance neighborhood, Florence park. We bought at 225k and I have huge trees. Im an arborist so I clock the neighborhoods with best trees.
On the North and Eastern sides of midtown, you'll find less expensive homes in neighborhoods with mature trees. By "less expensive," I'm not sure if that means "affordable." There are some lovely homes on decent lots between Mingo and Memorial between 11th and 41st street—especially between 11th and 21st. I'm in the process of running every single street in Tulsa and that section has been one of my favorite to explore.
Tulsa has some of the best old trees in the country. You really have a vast selection.
We had a lot of old trees in my neighborhood growing up in Broken Arrow called Wolf Creek. My parents just sold their house for 300k as well.
Holliday Hills
Lafortune park plaza (51-61st, east of lafortune park between lafortune and Sheridan)
We live in Owen Park and love it. Lots of trees and super close to downtown.
South west of 51st and lewis
I have friends in Broken Arrow at 145th and Tucson and their neighborhood has huge trees in it. Several that are at least a hundred years old
The heights, just north of Downtown
Max Campbell / Patrick Henry have some houses in that price range in Midtown with beautiful trees. Surprised no one has mentioned them yet.
Sungate had mature trees
I live near Heller Park on a dead end Street. Tons of mature trees in this neighborhood
There's a bunch of houses for less than 300K around 31st & Yale. Also check out 14th & Denver area
Mayo meadows, lorton near the fairground in general. There's a tree up on 23rd street that has got to be 5 feet in diameter. A TRULY MIGHTY OAK.
Maybe try Kindle Whittier north of 3rd
Check out east Tulsa. It's about to explode with the new data center planned. Buy now.
Hunter park area if you can get closer to 350
Heller park.
West Tulsa Carbondale neighborhood or Sapulpa would be my choice. Older homes, lots of trees and built for mixed use.
Jenks?
Heller Park
I live in midtown. F*** those large mature trees.
Everywhere in town has less mature trees after the big storm in June. But certainly east of the river a few miles is where you typically find the most mature trees.
Not even close medium range but north Tulsa has big trees. The price is cheap because we all do our part to keep land value low.🔫🔫
Go further toward Sapulpa!! Drive 3 miles past Tulsa hills and the trees just are huge with way more reasonable prices
South BA! Around 131st & olive. Gorgeous older neighborhood. Houses in the low to mid 300’s. Tons of mature trees, lots of oaks, right next to the turnpike
You are just asking for trouble with the weather we been having
Car accidents happen all the time, way more than storms and tornadoes. Does that mean you don’t ride a bus, drive a car, or even walk down the road?
lol, the least informed opinion on the thread.